ICICI Bank ICICI Bank

BEST FOR

Corporations needing long-term funds

  • Project funding or expansion

  • Flexible repayment options

  • Efficient DIFC approval process

  • Refinancing or overseas funding

About the Term Loan

Eligibility requirements

Corporations seeking medium- to long-term funding for expansion, acquisitions, capital investment, or refinancing can apply, provided they meet DIFC security and financial track record requirements.

Application process

Submit prior intimation with supporting documents such as deposits, corporate Guarantees, or SBLCs. The DIFC process ensures efficient approval and smooth documentation for quick fund release.

Loan features

Term Loans offer a tenure of 1 to 5 years with flexible repayment options, including fixed instalments or bullet repayment, structured to align with your business cash flow cycles.

Strategic benefits

Ideal for long-term balance sheet planning, funding overseas subsidiaries, or refinancing external borrowings, the loan provides secure, flexible financing for sustained corporate growth.

FAQs

What is a Term Loan?

A Term Loan is a type of business loan that provides medium- to long-term financing for specific purposes like expansion, acquisitions, capital investment, or refinancing.

What collateral are required for approval?

Applicants need to provide supporting documents such as deposits, corporate Guarantees, or SBLCs.

How flexible are the repayment options and loan tenure?

The Term Loan offers flexible repayment options, including fixed instalments or bullet repayment at maturity. The tenure typically ranges from 1 to 5 years and is structured to align with your business cash flow.