ICICI Bank ICICI Bank

BEST FOR

For corporates growing overseas

  • USD & multi-currency credit

  • Backed by FD, Guarantees & SBLCs

  • Streamlined offshore execution

  • Supports global expansion needs

Why choose us?

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    Global Lending Gateway

    Get foreign currency credit through ICICI Bank’s DIFC Branch, designed for India-linked corporates and subsidiaries to support cross-border growth and liquidity needs.

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    Flexible Security Options

    Use Fixed Deposits, Corporate Guarantees, or SBLCs as security, giving you easy access to funds while keeping control of your treasury.

  • Faster Offshore Execution

    Enjoy quick approvals and smooth processing with simplified documentation and dedicated support from ICICI Bank’s experienced DIFC team.

About the Business Loans

Eligibility Criteria

Available for Indian corporates, overseas subsidiaries, and group entities with strong business links and good credit history. Loans require security like Fixed Deposits, Corporate Guarantees, or SBLCs.

Application Process

Apply through the dedicated DIFC relationship and credit team for a smooth experience. Documentation is simple, compliant with DIFC and DFSA rules, ensuring fast approval.

Flexible Tenure & Currency

Loans are mainly in USD, with other currencies available on request except AED. Tenures range from short-term working capital to long-term financing, tailored to your cash flow.

FAQs

What are the Foreign Currency Credit Solutions offered by ICICI Bank DIFC?

ICICI Bank DIFC provides foreign currency credit facilities, mainly in USD, to support Indian corporates, overseas subsidiaries, and group entities. These loans help with business expansion, liquidity management, and cross-border operations, offering competitive pricing and simple documentation.

Who is eligible to apply for foreign currency credit facilities at ICICI Bank DIFC?

These facilities are available to Indian corporates, overseas subsidiaries, and group entities with established business links. Eligibility requires acceptable security such as Fixed Deposits, Corporate Guarantees, or Standby Letters of Credit (SBLCs).

What types of foreign currency loans does ICICI Bank DIFC offer?

ICICI Bank DIFC offers Term Loans for long-term growth, Working Capital Demand Loans (WCDL) for short-term liquidity, Loans Against Deposits (LAD) to unlock funds without breaking deposits, and Loans Against SBLCs backed by international Bank Guarantees.

How does the application and approval process work?

Applications are made through the dedicated DIFC relationship and credit team. The process is streamlined, with efficient documentation fully compliant with DIFC and DFSA regulations, ensuring quick approvals and transparent credit decisions.

What currencies and loan tenures are available?

Loans are primarily in USD, with other major currencies (except AED) considered on a case-by-case basis. Tenures range from short-term working capital to medium- and long-term financing, structured to suit your cash flow needs.

What security is required to avail of these loans?

Loans require security such as Fixed Deposits held with ICICI Bank (India or DIFC), Corporate Guarantees from the parent or group company, or Standby Letters of Credit (SBLCs) issued by approved banks or group entities.

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